We Put Our Profits in Your Pockets!

As an agricultural credit cooperative, Farm Credit of Southwest Florida is owned by the member-borrowers who purchase stock/participation certificates in the cooperative. After each fiscal year, our Board of Directors may choose to retain the net income of the Association to strengthen our capital position or distribute some or all of the net income to members by declaring a dividend on stock or a patronage refund.

Farm Credit of Southwest Florida has declared more than $102 million in patronage refunds since 1988.

The distribution of profits to our members effectively reduces the cost of borrowing money. Our members own the bank, so it just makes sense that they will share in the profits.


Frequently Asked Questions--understand more about Farm Credit's Patronage Refund Program.

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330 N. Brevard Avenue | Arcadia, Florida 34266 | Phone: 800-307-5677 | Fax: 863-494-6460

 
 

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